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Mortgage Market Report on Leading Cities/Towns within County: Alameda County, CALIFORNIA: January 2008 Thru April 2008

Leading Cities/Towns within County: Alameda County, CALIFORNIA

(This report includes Purchase-Money mortgages only)

Conventional Mortgages - Grouped By City Ordered By: City Name

Period: January 2008 Through April 2008

Rank Market Name Number Mortgages Total $ Amount($000) Average Mortgage Number Fixed Number ARMS Number Construction LTV Below 80% LTV 80% - 85% LTV 85% - 90% LTV Above 90%
10 Alameda, CA 93 43,151 463,989 66 22 10 70 14 3 3
15 Albany, CA 14 5,436 388,286 13 1 0 11 1 0 1
7 Berkeley, CA 93 50,668 544,817 51 41 3 64 18 5 4
11 Castro Valley, CA 80 34,524 431,550 47 30 2 55 13 3 5
8 Dublin, CA 117 49,610 424,017 72 42 38 69 21 14 7
14 Emeryville, CA 37 11,643 314,676 31 5 2 18 11 3 3
2 Fremont, CA 404 186,397 461,379 214 184 63 284 76 14 24
3 Hayward, CA 205 76,355 372,463 133 70 20 84 53 21 41
4 Livermore, CA 169 72,336 428,024 102 63 31 105 28 12 19
12 Newark, CA 46 17,127 372,326 32 14 1 24 10 4 5
1 Oakland, CA 507 205,457 405,241 354 153 74 321 80 38 60
5 Pleasanton, CA 111 72,145 649,955 54 58 16 82 21 5 2
6 San Leandro, CA 143 51,944 363,245 118 22 8 82 34 7 15
13 San Lorenzo, CA 42 14,080 335,238 31 10 0 21 8 3 8
9 Union City, CA 115 46,471 404,096 64 49 27 79 9 10 15